Currency Exchange


2026 Payment Acceptance Matrix

Avoid fines and confusion. We verify accepted payment methods in Da Nang against official laws.

Payment Type Where it Works Official Rule
Vietnam Dong (VND) Everywhere. Street food, taxis, tickets. Legal Tender
USD Cash Not Accepted for daily purchase. Exchange only. Foreign Exchange Law
Credit Cards Malls, 4-Star Hotels. 3% Fee is common. City Commerce

Manage Your Money

Select a financial guide below. Verified advice for cash, crypto, and budgeting.


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Crypto to Cash

The 2026 Nomad Guide. How to safely convert USDT or Bitcoin to VND using verified OTC desks.

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Da Nang City Skyline

Daily Budgets

How much cash do you need? We break down costs for food, transport, and hotels.

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Gold Shop Exchange

Why locals use Han Market gold shops for better rates. Locations and safety tips included.

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ATM & Banking

Which ATMs have the lowest fees? We compare TPBank, VPBank, and international options.

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Insider Truths: Money & Scams

💵 The “Crisp Note” Rule

Currency Exchange Danang spots are strict. They will reject USD bills that are torn, written on, or old (pre-2013). Bring crisp, new $100 bills for the best rates. Banks like Vietcombank enforce this per SBV standards.

🚫 The “Airport” Trap

Avoid exchanging large amounts at Da Nang International Airport. The rates are significantly lower than gold shops near Han Market. Exchange only $20-$50 for a Grab taxi, then head to the city for the real exchange rate.

Common Questions

Can I use US Dollars in shops?

No. It is technically illegal to quote or pay in USD for daily goods. You must use VND. Always carry small VND notes (10k, 20k, 50k) for street food and tips.

Where is the best exchange rate?

Locals use the gold shops around Han Market (Tran Phu Street). They offer rates often better than banks and have zero paperwork. However, verify the cash count immediately before leaving.

Are ATMs reliable?

Yes. We recommend TPBank or VPBank ATMs. They allow larger withdrawals (up to 5 million VND) with reasonable fees. Avoid standalone tourist ATMs with high markup fees.